Professional clients Professionals' savings
Sogécap* understands that professional people need to carry on their business with as few worries as possible and, with this in mind, Sogécap offers ongoing support in retirement planning by providing savings solutions adapted to the client’s particular circumstances and providing extra revenue to get the most out of life.
*Sogécap is the life insurance company of the Société Générale Group in France, It is, moreover, the parent company of the local offices of Société Générale Insurance (subsidiaires or branches) outside France.
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The products
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Palissandre
A benchmark retirement planning product for the self-employed
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- An efficient, trouble-free way of building up retirement savings (includes a wide choice of investment funds, investment assistance services, extra cover for death, temporary total disablement or total irreversible loss of autonomy)
- A large degree of flexibility as to how to draw down the savings build-up in the form of lifelong extra income (5 different income payment plans to choose from).
- The policy is eligible for the very advantageous tax concessions set out in the Madelin Act: contributions paid in are deductible from taxable profit up to the levels laid down by law.
Read more by going to the Société Générale website (French site)
PERP Epicéa
And for your partner: Epicéa popular retirement savings plan (PERP)
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- The Épicéa “PERP” plan is a flexible way to build up extra income for retirement (two savings management options are on offer with a wide range of investment funds)
- On retirement, the savings build-up triggers payment of extra income that is guaranteed for life (4 income payment solutions are available depending on the client’s personal circumstances)
- Immediate tax concessions: payments into the policy are deductible from net taxable income up to the levels laid down by law.
Read more by going to the Société Générale website (French site)