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Professional clients Protection

Reunion de travail



Protection for the business in the absence of a key man, financial protection for the self- employed and his loved ones; these are just some of the range of protection solutions on offer from Sogécap*, designed for tradesmen, retailers and the liberal professions.

*Sogécap is the life insurance company of the Société Générale Group in France,  It is, moreover, the parent company of the local offices of Société Générale Insurance (subsidiaires or branches) outside France.

 

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Génépro
Covering the risks of death and work stoppage whilst taking advantage of the tax provisions of the Madelin Act

    - wide protection: payment of an annuity to the wife or children in the event of death or total irreversible loss of autonomy and payment of benefits in the event of temporary or permanent work stoppage.
    - tax advantages of the Madelin Act: contributions paid into the policy are deductible each year from taxable profit
    - a flexible, building block type policy: the level of cover can be altered at any time

Read more by going to the Société Générale website for professional clients

Généclé
Keeping the business open by protecting its human resources

    - double protection: payment of a capital benefit in the event of death or total irreversible loss of autonomy of the keyman and monthly benefits when off work
    - advantageous tax concessions: contributions paid into the policy are deductible each year from taxable profit
    - a flexible, building block type policy: the level of cover can be altered at any time, cover for sick leave is offered as an option

Read more by going to the Société Générale website for professional clients (French site)

Généa
With Généa, you can supplement the annuity paid under Génépro, by extending cover to include payment of a lump sum benefit in the event of death or total irreversible loss of autonomy.