Corporate clients Retirement savings
A wide range of “retirement savings” solutions designed to match the company’s interests and those of its staff in terms of retirement and end of career bonus planning.
Our product range:
The company and its staff
* Provisions of article 83 (French tax code)
Defined contribution retirement plans (article 83) provide for payment of a life annuity to staff. The amount of contributions is determined at the outset of the scheme.
** Provisions of article 39 (defined benefit pension arrangements)
These schemes are particularly well adapted for management staff who will end their career in the company’s employ. Insurance products that comply with article 39 of the General Tax Code provide for:
- a contractually pre-determined savings lump sum available on retirement.
- The savings build up is paid out in the form or a life annuity. The pension is revalued every year and is payable to the spouse in the event of death.
Zoom in on
Andante Multisupports (IFC)
Efficient management of IFC end of career bonuses
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Andante Multisupports is a pro-active approach to end of career bonuses which optimises their financing by leveraging financial and tax benefits:
• Optimises cash flow
• Payments in are tax deductible
• A wide choice of innovative investments
Read more on the Société Générale website for corporate clients (French site)
Palissandre Entreprises (an “article 83” defined contribution pension plan)
For the best in additional pensions
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With Palissandre Entreprises, the company assists staff in building up an additional pension whilst benefitting from social security contribution and tax advantages.
For staff:
- A retirement savings build up consisting of employer contributions (and, where applicable, employee contributions)
- Flexible management
For the company:
- Optimised salary policy
- Ability to target all or part of the workforce
- Social security contribution and tax advantages
Read more on the Société Générale website for corporate clients (French site)