Legal information
SOGECAP*
A limited liability company (Société anonyme) with share capital of 1,168,305,450 euros fully paid.
Registered in the trade register at Nanterre, France under the single identity number 086 380 730 RCS.
Registered office: 50 avenue du Général de Gaulle 92093 PARIS LA DÉFENSE CEDEX, France
Legal representative: Mr Philippe Perret – Chairman and chief executive
Director of publication: Mr Jacky Gouvert
Responsible for editorial content: Mr Jacky Gouvert
This site is hosted on Sogécap's own servers.
This site is subject to French law.
Site declared to the French data protection authority, CNIL.
Regulations for transacting business:
The object of the Company Sogécap is to transact Life insurance and, in general, any business involving commitments based on the duration of Human Life. The Company may transact any business that is connected to Life insurance within the limits of current legislation, including Life reinsurance business, as well as any commercial, financial, asset or property transaction deriving directly or indirectly from the company purpose. The Company may, furthermore, carry on, on behalf of others, any other insurance, financial or administrative business that Life Insurance Companies are, or may be, authorised to transact.
Subject to control by the French supervisory authority for insurers and mutual societies:
Autorité de Contrôle des Assurances et des Mutuelles
61 rue Taitbout - 75009 PARIS
Content of this website
Sogécap and its contributors make every effort to ensure the information displayed on this site is exact and up-to-date and they reserve the right to correct content at any time without notice. They cannot, however, guarantee that information is complete or that it has not been altered by a third party (intrusion, virus). Furthermore, Sogécap and its contributors decline all liability (direct or indirect) in the event of lateness, error or omission in the content of these web pages and any use that may be made of them by any person whatsoever nor in the event of interruption or non-availability of service.
By the same token, Sogécap and its contributors cannot be held liable for elements outside their control and any damage that may be suffered by your technical environment, especially your computers, software, network equipment (modems, telephones etc) and any device used to access or use the service and/or the information.
Finally, Sogécap and its contributors do not guarantee, nor can they in any way be held liable, for the sequencing, exactitude, absence or errors, truthfulness, current appropriateness, loyal and merchantable quality, quality, accuracy, non-infringement of copyright or the availability of information contained in this website.
You undertake to make personal and non-commercial use of the information contained in this website.
Caveat
This site cannot be considered to be a medium for presenting services and products from the Sogécap group.
Sogécap declines all liability for any use that may be made of the pages on this site by any person whatsoever.
The information appearing on this site has no contractual value. The information is displayed as a pure and general indication. Even though the information is regularly updated by Sogécap, the company cannot be held liable for any alteration in legal, taxation or official provisions occurring after publication.
Information relating to financial instruments
Any information relating to one or more financial instruments (shares in UCITS etc) is supplied “as is”, merely as an indication, even though it may have been compiled from sources that are serious and deemed reliable.
Such information cannot be considered for Sogécap to be an offer to purchase, sell or take out a product or financial service (in particular banking or insurance products), nor as an approach with a view to purchasing or selling securities or any other investment product.
Sogécap declines any liability arising out of the use that may be made of this information and the consequences of that use, especially with regard to decisions that may have been made and actions that may have been taken based on that information. In this regard you alone are responsible for using the information and for the results obtained from that information. It is your duty, moreover, to verify the integrity of any information received over the Internet.
You acknowledge that the use and interpretation of this information requires specific and in-depth knowledge on financial markets.
We must point out that past performance of a financial instrument cannot in any way be a pointer to future performances of that instrument.
Any person wishing to obtain one of the services or products featured here should make contact with Sogécap so as to enquire as to how to obtain the service or product in question and the contractual terms, conditions and pricing that will apply.
Copyright
This site in its entirety is covered by international legislation on copyright, brand names and more generally, intellectual property both as concerns its design (options, plan, disposal of content, means of access to data, organisation of data etc.) and with regard to all items of its content (texts, images, etc.). The content appearing on these webpages is the exclusive property of the Sogécap group and its contributors. Furthermore, you undertake not to use this content, nor to allow any other person to use this content for illegal purposes.
By way of exception to this, some content (texts, images) is the property of their respective authors.
Any reproduction, representation, distribution or redistribution, in whole or in part, of the content of this website on any media or by any process whatsoever (in particular by caching or framing) or any sale, resale, retransmission or display to third parties in any way whatsoever is prohibited. Non-compliance with this prohibition shall be deemed to be counterfeiting and the counterfeiter may incur civil and criminal liability.
Hypertext links
Hypertext links pointing to other websites cannot engage the liability of SOGECAP, in particular with regard to the content of those sites.
Sogécap is not responsible for any hypertext links pointing towards this site and prohibits any person from setting up such a link without its prior express permission.
Personal data
Gathering:
In order to better respond to your requirements, whilst visiting this site, Sogécap may, especially through the use of forms, gather data that is directly or indirectly of a personal nature. This data is recorded in Sogécap'ss information systems or the information systems of service providers and consultants so authorised by Sogécap. Some of this personal data is mandatory for the processing of your requests: such mandatory data is shown in bold type or highlighted in any other equivalent manner.
Usage:
Such data may also be used to keep you informed of events, actions or publications that may interest you. Data that is indirectly of a personal nature may be collected for statistical purposes and in order to manage your connection and your browser (Cf. information on Cookies below).
Recipients:
It is clearly understood that data gathered may be transmitted, for the usage set out above, to Sogécap, to legal entities of the Société Générale group, to its partners, brokers and insurers as well as to sub-contractors and service providers, within the limits of that which is necessary for carrying out the tasks assigned to them.
The communication of this data may also be for the purposes of ensuring the security of IT networks and transmissions or for compliance with our legal obligations. Sogécap takes every precaution to ensure security and confidentiality and to prevent unauthorised persons from having access.
Right of access, correction and opposition:
Any person concerned by such data processing has the right to access the data of a personal nature that concerns them, as well as to ask for that data to be corrected, updated or for wrong, incomplete or outdated data to be deleted and has the right to oppose any processing of data of a personal nature that concerns them, provided they have a legitimate justifiable reason. Such opposition may nevertheless mean that Sogécap cannot provide the service.
The persons concerned may also, without having to provide any reason, express their opposition to the use of such data for sales prospection purposes or that this be communicated to a third party for such purposes. These rights may be exercised by mail addressed to the following address: Sogécap Service Relations Clients 42 boulevard Alexandre Martin 45057 Orléans Cedex 01, France.
Session management information or “cookies”:
For your security, your banking website may make use of “cookies". These are small text files stored in your browser’s memory and which serve to identify you each time you change pages on the site.
If you wish to block “persistent cookies" then you should set your browser as follows:
- Internet Explorer 7:
On the menu bar, click on 'Tools', then on 'Internet Options'. Choose the 'Confidentiality' tab and then the ‘Advanced’ button.
You can choose automatic cookie management (the default setting) or else tick the box 'ignore automatic cookie management' then under internal Cookies select: ‘Refuse’, under third party Cookies select: ‘Refuse’ and finally, tick the box ‘Keep authorising this session’s cookies’ then accept by clicking ‘OK’.
- Internet Explorer 6:
On the menu bar, click on 'Tools', then on 'Internet Options'. Choose the 'Confidentiality' tab and then the ‘Advanced’ button.
You can choose automatic cookie management (the default setting) or else tick the box 'ignore automatic cookie management' then under internal Cookies select: ‘Refuse’, under third party Cookies select: ‘Refuse’ and finally, tick the box ‘Keep authorising this session’s cookies’ then accept by clicking ‘OK’.
- Firefox 2 and previous version:
On the menu bar, click on 'Tools', then 'Options'. Choose the 'Private life' tab.
Tick the box ‘Accept cookies’ then on the line 'Keep cookies until:’ choose ‘closing Firefox’ then accept by clicking 'OK'.
- Safari:
On the menu bar, click on 'Safari', then 'Preferences'. Choose the 'Security' tab then 'Accept cookies'. You can then tick the box: ‘Coming from sites visited (not advertising cookies for example)’.
To delete cookies, click on "Display cookies" then "Delete all".
- Netscape 7.02:
In the ‘Print’ menu choose 'Preferences'. Click on the category 'Confidentiality and security', then click on 'Cookies'. Next, tick 'Accept cookies from website only', then tick ‘Set duration limit for cookies’, and finally choose ‘Current session’ then accept by clicking ‘OK’.
Plug-ins required
- Quicktime Plug'in version 6 or above
- Flash Plug'in version 8 or above
Security
This website is protected by one of the highest levels of technical security and is under permanent surveillance.
The algorithms and mechanisms used to protect your communications with Sogécap, and the information that concerns you, are compliant with current French regulations.
*Sogécap is the life insurance company of the Société Générale Group in France, It is, moreover, the parent company of the local offices of Société Générale Insurance (subsidiaires or branches) outside France.